Compare choices and select the smartest one for you personally from three available types of auto loan. OP auto loans are often cheap, flexible and safe.
Many affordable interest
- Owner-occupied apartment or other assets as security
- For several banking institutions’ clients
- No predetermined maximum amount
- Typical interest rate 2–5 per cent
The fastest option – money in to your account instantly
- No significance of security or guarantors
- Limited to OP clients
- Max. 15,000 euros
- Typical interest rate 6–8 per cent
For many banking institutions’ clients
- The automobile to be bought as security for funding
- For many banking institutions’ customers
- No predetermined maximum amount
- Typical interest rate 2–7%
Would you first desire to calculate the month-to-month repayment of the car finance?
Numerous methods to finance a moto car – from us you will get car finance that is ideal for your
It is possible to submit an application for three different sorts of car finance from OP. They vary from one another with regards to collateral, rate of interest and maximum loan amount. You are able to select from a secured car loan, an unsecured car finance and a vehicle hire purchase. We are able to absolutely give you the essential suitable option to fund a car or truck.
Trying to get car finance from OP makes sense. We never apply concealed interest or any other fees. As an OP owner-customer, you will definitely constantly make OP bonuses via auto loan with us.
Secured car finance – choose Bank Loan
Having a guaranteed financial loan, you may get the car in your name straight away, during the interest rate that is smartest available on the market. You’ll need security for the loan, such as for instance an owner-occupied house, a vacation house, deposits or securities.
The attention price for a financial loan is usually 2–5%. It is possible to submit an application for a guaranteed loan starting from 8,000 euros, without any limit that is upper. File that loan application online; you will get that loan choice within 1–3 times.
You can easily make an application for a guaranteed Bank Loan even though you aren’t an OP consumer.
Unsecured auto loan – choose Special Consumer Credit
Should you want to fund your car with Special Consumer Credit, you’ll get the income to your account quickly and you may choose the automobile anywhere you would like.
You will get a motor car finance as much as 15,000 euros without security. Just OP clients can put on when it comes to Special Consumer that is unsecured Credit. The credit interest is normally 6–8%.
Apply for the credit on the web. Typically, you’ll get a loan decision and away offer right. You can accept the offer on op.fi and you will get the money to your account immediately after you have read the loan terms and conditions.
With hire purchase, you can easily easily buy a car and conveniently from a vehicle dealer
Once you purchase a motor car with hire purchase, the vehicle to be purchased functions as security for the funding. You don’t need any extra security or guarantors. OP will acquire the automobile through to the hire-purchase that is last has been compensated.
What’s the cheapest auto loan?
When selecting car finance, observe the last costs that are overall. There’s more to loans as compared to interest establishment or rate cost. Typically, you’ll be charged a credit establishment charge, a management interest and fee, and these shouldn’t be contrasted individually. That loan using the cheapest establishment charge is certainly not the lowest priced choice as time passes.
Utilize the OP finance calculator to easily start to see the total interest and costs of one’s auto loan. The calculator assists you intend a loan duration this is certainly ideal for you and determines the effective rate of interest for every single auto loan alternative.
Exactly What impacts the interest price and cost of auto loan?
The attention rate and cost of one’s car finance are influenced by the mortgage quantity and whether going for a loan with or without security. The attention rate of that loan with security is definitely less than that of a loan that is unsecured.
Submit an application for a auto loan on the internet and quickly get a decision
No matter what types of vehicle funding you select, fill out and submit the loan application on the web. You may constantly have the car finance choice quickly.
Earn OP bonuses via auto loan
Being an owner-customer, you can expect to make OP bonuses via a motor auto loan with us. You can make use of bonuses to cover, state, your automobile insurance costs. As an example, for those who have that loan of 15,000 euros with us, you are eligible for OP bonuses well worth 37.50 euros when it comes to first 12 months.